Getting the Best Deal on Auto Insurance获得最佳汽车保险
 

Let your fingers do the walking… Remember that Yellow Pages Ad Campaign?让你走::记得手指做黄页广告? Excellent advice if you’re shopping for auto insurance.优秀的忠告,如果你购物汽车保险. Shop around and do it yearly.逛街、做一次. Don’t just keep paying the invoice over and over without comparison shopping.不光继续交唱完没有比较购物发票. Below are a few suggestions to help you get the best deal available on your automobile insurance policy.以下几点建议,帮助您获得最好的协议对你的汽车保险.

Insurance agents really have a lot of leeway.保险代理人的确有很多余地. They can price match and they can offer many discounts.他们可以配合价格优势,可以提供许多优惠. There are also many decisions you can make about your policy that will save you a bundle.还有很多你可以作出决定的政策,将可节省约你,你的讲法. For example, if you change your deductible on your collision from a $50 deductible to a $1000 deductible, you’re inline for a huge premium savings.举例来说,如果你改变你对你撞扣除从1000元到50元扣除免税、您一致了巨大的储蓄保费. If you don’t think you could come up with $1000 out of pocket, then change it to a $500 deductible; you’ll still save a sizable amount on your annual premium payment.如果你不认为你可以拿出1000个口袋,然后它改变了扣除500元;您还节省一笔可观的年度补你.

You can also get more of a savings if you change your comprehensive deductible.你也可以得到更多的储蓄,如果你改变你的综合扣除. Many people needlessly carry full coverage on their older vehicle.很多人无端地复盖其全部旧汽车. They originally purchased the vehicle new, paid for full coverage and to this day, continue to pay the same high rate.本来他们新购车辆,并支付全部复盖这一天,继续付出同样高的比率. Their ten year old vehicle may be worth $1000 or less, yet they continue to pay $250-$450 every six months (total $500 to $900 dollars a year) to keep full coverage on their old vehicle.10岁的车可能价值1000美元或更少但他们继续缴纳250元至450元,每6个月(共500元至900元不等),以确保全面复盖对旧汽车.

However, if they have an accident and totaled their vehicle, the insurance company will only pay them the wholesale value of the vehicle.但是,如果他们有自己的汽车事故总数、保险公司将只支付他们的批发价车内. The amount they would receive could be $1000 or less.他们将可以领取金额1000元或更低. A vehicle that old just needs the insurance that protects the other person in case of an accident.旧的一辆车,只需要保护的其他保险人发生意外.

Another method to save more on your insurance is by combining your vehicles and other insurance together to get you additional savings.另一种方法是多储蓄保险相结合,对您和您的车辆保险等得你在一起新增储蓄. All insurance companies offer a multi-car discount (if yours doesn’t, it’s time to switch companies).各保险公司提供多方面的优惠车(如果你没有,小的时候转公司). Further, many will discount more if you have your homeowners or renters policy with them.另外,许多人会更加优惠如果你拥有或租赁政策.

There are a few other discounts that you may not be taking advantage of.还有其他几个折扣,你可能不趁. It seems obvious, but make sure you are getting the correct rate for your age.很显然的,但你做到正确率越来越贵年龄. There are discounts for various ages than can save you lots of money.有折扣可节省各种年龄比你不少钱. Check with your agent on this one.你对此一剂检查. Also alarm systems on your vehicle are usually good for a discount.汽车防盗系统还你一个好折扣通常. Additionally, anti-lock brakes and air bags can also help lower your premiums.另外,防锁煞车和空气袋,还可以帮助你降低保险费.

Don’t just keep paying the invoice when it comes in. Your insurance bill should be an automatic trigger for you to make a few phone calls to see if you can save even more money on your auto insurance premiums.不光继续交发票说到你进来保险条例应该自动触发你几句电话,看看你能节省更多的钱贵汽车保险费.