How to Get Pet Insurance for Your Dog如何让您的宠物狗保险
By Katie Brandt由国家点火勃兰特
Have you taken your dog to the vet recently?你有你的狗的兽医最近? Did you balk at the cost of a regular check up or the price tag of your dog’s medicine?您惜代价定期检查或标价贵狗的药吗? In a more extreme example, your dog may have eaten something that didn’t agree with them and they are convulsing and coughing up blood.在更极端的例子:狗吃什么,你可能不同意他们的意见,并与他们痉孪咳嗽起来血. This frightens you and you rush them to the emergency vet hospital.这震慑你他们紧急赶往医院审核. The vet has trouble ascertaining the cause of their distress and runs several tests and pumps a plethora of medicines in your dog’s body.审核已查明故障的原因,并主持了多次测试遇险和水泵又向药品狗在你身上.

Of course you love your dog and will do anything to save him.当然你爱你的狗会做救他. However, after the fright of the situation wears off you realize that your dog has racked up quite a vet bill.但是惊魂后的形势,你知道你戴过狗累计相当审核法案. In fact, the bill may be over $1,000.事实上,法案可能超过1000美元. Wow!嗬! There is no question that you should save your dog’s life by any means possible, but if this type of situation happens more than once your bank account might dwindle to nothing.毫无疑问,你应该拯救你狗的生活以任何方式播出,但如果这种情况发生不止一次你银行帐户可能萎缩落空. Therefore, you need to purchase因此,你需要购买 for your dog.您的狗.

Pet insurance for your dog you ask?宠物狗保险你问你吗? Yes, you can purchase不错,你可以购买 for your canine companion.你们犬伴侣. It is a great idea to purchase这是一个伟大的构想,购买 for many reasons.原因是多方面的. Was your dog born with birth defects and other chronic problems?你是狗与生具来的出生缺陷和其它长期问题? For example, some dogs are born with misplaced knee caps, “trick knees”, and will need costly surgery in the future.例如,有些狗是天生的膝帽错位"的伎俩膝盖"了,需要在今后的手术费. Another reason to buy另一个原因买 for your pet is that if they are getting on in years.您的宠物,如果它们都是些年. Many times dogs will hit a certain age and it seems as if they are struck with several health problems at once.多次将达到一定年龄和狗好像是打几个健康问题登岛.

Pet insurance is also a good option if you have an overly active or working dog.宠物保险也是很好的选择,如果你有一个过度活跃或工作犬. Does your dog tend to run around the country side and come home with scrapes and bruises?贵国狗往往一边奔跑回家擦伤和瘀伤. Do they bring home disease infested rodents for your viewing pleasure?他们带回你的病鼠为患观赏游乐? Do they feel compelled to eat trash that is filled with bacteria even when they know they aren’t supposed to?他们不得不吃垃圾充满细菌即使知道他们是不应该吗? Do you have more than one dog and fear the spread of a dog illnesses or infections?你有一个以上的狗狗和恐惧传播疾病或传染病? is something to consider in any of these cases.是考虑在这些个案.

How does请问 work?工作? is very similar to your own health你自己的健康很相似



insurance plan.保险计划. There are several different有几种不同 plans to choose from that range in the amount of services and cost.该计划选择范围和服务费用的数额. Many很多 plans offer coverage regarding annual checkups, lab tests, vaccinations, drugs/medications, spaying/neutering and emergency visits.对于年度检查计划提供复盖、测试实验室、疫苗、药物/药品、喷涂/绝育和紧急访问. Often you will visit the vet, pay for the service and then submit your claim to the你会经常访问审核、支付服务,然后提交给你声称 company.公司.

The range of coverage varies as does the deductible and reimbursement percentage.范围不一,如是否扣除报销比例. Some有的 plans will pay up to 80% of your vet bill after you have reached the $100 deductible.计划将为此付出高达八成你草案审核后大家都达到100元扣除. is an especially thankful gift when your dog has an emergency and racks up the medical costs.尤其是当礼物,感谢你狗衣架、紧急医疗费用上升.

In addition,此外, plans also allow you to choose the veterinarian you would like your dog to see.计划还允许你选择你想你狗兽医看见. You do not have to worry about veterinarians “in your network” like you commonly do with your own health insurance plan.你不用担心兽医"你网"像你跟你自己的健康保险常用计划.

When choosing a选择 plan you have a host of pet insurane companies available.你有计划举办宠物保险的公司提供. Many of these companies have websites that can provide you an instant许多这些公司的网站,可以为你瞬间 quote.引用. You type your contact information, the breed of your dog, and your dog’s age.你型你联系资料,你犬只繁殖、贵狗的年龄. You can find the costs for你可以找到成本 plans that are basic to comprehensive and whether you want to pay the基本计划是为了全面、是否愿意支付 premium monthly or once a year.溢价或者每月一次.

It depends on the age and breed of your dog, but you can find它取决于你的年龄和品种的狗,但你可以找到 premiums as low as $10-$15 per month.保费低至10元-15元. As your dog gets older, the cost will increase slightly due to the fact that older canines are prone to more illnesses and veterinarian visits.由于你狗老化,成本会稍微增加是因为年纪毛病,更容易发生犬兽医访问. This rise in cost can be offset greatly by the amount of money you will save by purchasing a这个上涨成本可大大抵消了多少钱,你可节省采购 plan.计划.

Think想 is too high or unnecessary?过高或不必要? Consider the fact that if you don’t purchase pet insurance, you will have to pay the full amount for every vet service out of your pocket.考虑到如果你不购买宠物保险你要交足每兽医服务出满载而归. This can soon add up to over thousands of dollars during your dog’s lifetime.这可以很快加起来超过十万美元的狗在你的一生.

If your dog is susceptible to illness or you find yourself at the vet’s office often then check out如果你的狗容易生病或惹上你们在审核的时候再看看办公室 plans.图. You can peruse the Internet for instant quotes or contact your vet for possible你可以阅读网上即时报价或联络您可能审核 options.选择. Finding寻找 is as easy as signing up on the Internet.是那样轻松就签订了互联网. If you don’t feel comfortable with the Internet, then seek out the guidance of your vet.如果你不舒服的互联网,然后去找你的兽医指导. They may know well respected它们知道受人尊敬 companies that offer affordable公司属下 plans.图. Your pooch and your pocket book will thank you.你和你的口袋书将无处谢谢.
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