Car Buying Tips & Information购车资料及小费

Tips about Financing小费约融资

Before purchasing your dream car whether new or used, try to assess if the budget can really afford it.你要买汽车梦不论新旧,设法评估如果预算能够真正负担得起.

Questions like:例如:
How will it be paid?怎样才能支付?
Who will be helping to pay for it?谁会帮助支付?
What is the price limit of the car to be bought?什么是价格上限应购买轿车?
How long will it take to pay off the car?多久赎车?

These should be considered even while planning to buy the car.  The trend nowadays is that people buy the cars by cashing out the down payment, and the balance will be paid by installment.  Others are just lucky enough to have saved the right amount of money that they are able to cash out the total cost of the car, which, by the way, seldom happens anymore.  Never set aside the possibility of paying thousands of dollars when buying from a dealer or a specific car company, where in the end, they charge you more for the interest which takes years to pay off.尽管这些规划应考虑购买轿车.目前的形势是,人们购买轿车首期兑现了,而其余的将分期支付.别人只是侥幸救权金额钱现金,都能够出汽车的总成本,其中,由地很少发生了.从不可能性预留支付十万美元购买了从经销商或具体汽车公司在那里结束,他们收取的利息,你更需要多年才能还清.

Once you have found a way to finance the car you have your eye on, then it's time to start shopping around.  There are credit unions and even local banks that are willing to loan the n eeded amount to purchase the car with an Annual Percentage Rate of only 1.9 per cent.  However, this may turn out to be a catch, since this will only be happening on the first year.  Without prior notice, these inter est rates can increase which is a total inconvenience for those with just a fixed income every year.一旦你找到了一条融资车你看,那么小的时候开始游逛.有信用合作社,甚至地方银行愿意贷款的N~10购买轿车数量以每年百分率只有1.9%.然而,这可算是捕自这只会发生在第一年.未经事先通知,除上述沙伊率可增加总不便即那些只是每年固定收入.

It is a big plus if a buyer is a member of a credit union.  Being a member could save you the trouble of spending a whole day in a lender's office because the processing of the loan could only take just a few minutes after filling out the necessary papers for the request.  In a credit union, fifteen to twenty minutes is all that is needed to do the application.  They could even loan up to $25,000.00 within just an hour after signing the papers.这是一个大加如果买方信贷联盟的一员.身为可节省麻烦您花一整天在放款办公室办理贷款,因为只能几分钟后,采取必要的文件,填写请求.在信用联盟15到20分钟,是所有需要做的就是应用.他们甚至可以贷款最高额为25,000.00短短一个小时后签署的文件.

It can save you quite a bit of money by researching prior to making that loan for a car.  Car dealers are really digging out most of the pennies in a buyer's pocket by issuing interest that is sometimes unreasonable.你可以节省相当多的钱,使贷前研一车.轿车经销商真是挖了大部分的铜钱买方利益有时袖珍发行不合理. There are two things to consider when thinking of financing a new car:有两件事当考虑思想融资新车:

First, what's the price you are willing to be spend?  More often than not, asking yourself the question: How much of the car price do you intend to buy instead?  Only do so if you know you can afford the car of your choice.  Consider regular monthly expenditures.  The monthly payment for the new car should not get in the way of paying the fixed expenses.  If in case it does, by merely doing the math, then just consider an older car or one that may not be quite as “upscale.”  Just make sure that all is checked and examined to avoid hassle in the future.首先,什么是价格你愿意花?往往不是你该问的问题:汽车价格多少,你打算买呢?只有这样做,如果你知道你能得起轿车你选择.考虑每月定期支出.每个月的新车不宜在固定费用的方式支付.如果万一它,仅做数学当时只是考虑之一,还是党的老车未必"高档"只是使一切检查及检验,以避免麻烦的未来.

Second, is it really important to change cars every two to four years?  Consider cars offered on a lease, if so.  Other dealers and car companies offer the leasing of a car for that amount of time, which you can return but no money will be refunded.  However, there is an allotted amount of distance or mileage that should be covered during those years of lease, but this is negotiable.  On the other hand, if a buyer is not interested in changing cars, it's best not to opt for the cars for lease.其次,真正重要的是它改变车每两至四年?考虑开办了汽车租赁若有.汽车经销商和其他租赁公司提供了大量时间,车、你可以返回,但没有将钱退还.但是有一种距离或里程分配数额应当涵盖当年批但这是可以商量的.在另一方面,如果买方没有兴趣改变车所以最好不要选择汽车出租.

It is safest to get a loan from a credit union or a financial institution instead of a local car salesman; they will definitely try to squeeze your bottom dollar.  Get information from someone you can trust and is expert about financing a car, for they will be able to give you tips to benefit your own interests.  Financing either a new or a second hand car is a lot of sweat, but the determination to get the best car at the best price can be considered a success.据安全得到了信用社贷款的金融机构或与其本地车推销员;他们势必要挤你底价.你可以得到别人的信任和资料是有关专家融资车他们能作出有利于自己的利益,你小费.要么融资或新二手车了辛勤的汗水,但决心追求最佳轿车价格可以看作是一个最好的成绩.

This should be a win, win situation for anyone.  After all it’s your money that is at stake here.  Do your research and it can be a beneficial decision on your part.这应该是一个赢谁赢局面.毕竟这是你们的钱就是攸关.你们可以研究你是一个有益的决定.